Shielding the Financial Future of Individuals with Disabilities

What are Special Needs Trusts?

The terms "Special Needs", "Supplemental Needs", and "Supplemental Care" trusts refer to a specific type of trust which allows a person with a disability to keep benefiting from his or her own assets while still qualifying for or maintaining eligibility for a public benefits program. The public benefits most often needing to be maintained are Medicaid, Supplemental Security Income (SSI), food stamps and public housing. The funds in a Special Needs Trust are intended to improve the quality of life for a beneficiary and may be used to pay for items not provided by the public benefits program.